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Terri Karr

Residential Mortgage Loan Originator | NMLS #230983

Way. Better. Mortgage.TM

Terri's Bio

Terri, a graduate of Baylor University with a BBA in accounting, has been in the real estate and mortgage lending business for over 35 years. To date, she has helped over 4000 clients with their mortgages on personal homes, second homes and investment properties. Her accounting background gives her an additional layer of expertise with complicated tax returns for self-employed borrowers. When not working to deliver the perfect mortgage experience for her clients, Terri enjoys Baylor football and tailgating, breeding and showing world class reining horses and serving as an elder in her church. She is a multiple World Champion lifelong equestrian and an active member of the First Christian Church of Rockwall for over 30 years. Professionally, she has been a recognized top producer in the industry for several decades. She has also been featured in Texas Monthly magazine as one of the Five Star Mortgage Professionals in the State of Texas.

About WBM

Putting our mortgage services to work for you

We offer the best mortgage tools available on the Internet – easy, convenient online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending – from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan – with the best rates, terms and costs – to meet your unique needs. But that’s just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan.


Home Mortgage Calculator

Use this mortgage calculator to determine your monthly payment. Quickly see how much interest you could pay and your estimated principal balances. Enter prepayment amounts to calculate their impact on your mortgage.







Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421


Home Refinance Calculator

How long will it take to break even on a mortgage refinance? Use the mortgage refinance calculator to sort through a multitude of factors including your current interest rate, the new potential rate, closing costs and how long you plan to stay in your home. This calculator helps sort through the confusion and determine if refinancing your mortgage is a sound financial decision.

Home Refinance Calculator

Ready to Get Started?

Getting started is easy, whether you'd like to get pre-qualified or are ready to start an application. APPLY NOW through our WBM ApplicationTM or contact us to talk with one of our friendly mortgage experts. We're here to help and answer all of your questions.

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