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Steps to Buying a Home - Mortgage Checklist

Mortgage Basics, Buying a Home

The following information is usually required during the home loan process:

  • Proof of identity and address
  • Your Social Security number
  • Current pay stubs (or, if self-employed, your tax returns for the last two years)
  • W2s from current and previous employers
  • Bank statements for the past two months
  • Investment account statements for the past two months
  • Homeowners insurance policy
  • Retirement account statements for the past two months
  • Make and model of vehicles you own and their resale value
  • Credit card account information
  • Auto loan account information
  • Personal loan account information
  • List of assets
  • List of debts
  • Signed sales contract

If you currently own real estate:

  • Mortgage account information
  • Home insurance policy information
  • Home equity account information (if applicable)

More information you might be asked to provide:

  • Canceled mortgage or rent checks
  • Gift letter (if you’ll be using gift funds for your down payment, proof that it’s a gift and not a loan)
  • Divorce decree (if applicable)
  • Bankruptcy documents (if applicable)
  • Proof of additional income
  • Profit and loss statements (if self-employed)

Ready to Get Started?

Getting started is easy, whether you'd like to get pre-qualified or are ready to start an application. APPLY NOW through our WBM ApplicationTM or contact us to talk with one of our friendly mortgage experts. We're here to help and answer all of your questions.

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