Conventional loans are the most common type of mortgage. They are an option when:
Conventional loans include:
As stated above, conventional loans are distinct from government-backed loans, such as those insured by the FHA and VA. Government-backed loans are less risky to investors and are therefore generally less costly to the borrower. Read more about FHA and VA loans here.
There is a wide range of Conventional loans from which to choose, depending on your unique situation and goals:
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