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Ruben Plata

Residential Mortgage Loan Originator | NMLS #743563

Way. Better. Mortgage.TM

Ruben's Bio

Ruben Plata, Mayor Pro Tem for the City of Mission, attended the University of Texas-Pan American and graduated with a bachelor’s degree in business administration and accounting. Councilman Plata was elected to office in October 2007 to fill the vacancy and elected for a four year-term in May 2008, 2012, 2016 and ran unopposed in May 2020 and May 2024. Councilman Plata has served as member and chairman of the Greater Mission Chamber of Commerce, member and vice-president for the Mission Boys and Girls Club of Mission, member of Mission Economic Development Authority, Cimarron Country Club, Regional Mobility Authority, North American Butterfly Association, member and chairman of the Mission Historical Museum, and member and chairman of the United Way of South Texas. Councilman Plata was named Mission’s Man of the Year in 2006 for his significant service to the city. He was also named the 2007 SBA Financial Services Champion of the Year for South Texas. Councilman Plata is a past president of the Valley Bankers Association, a past member of the Mission CISD Facilities Advisory Committee, and is currently a board member of the Rotary Club of Mission. Mr. Plata has been in the finance industry for since 1993 and he has been a mortgage loan originator since April 2015.  

About WBM

Putting our mortgage services to work for you

We offer the best mortgage tools available on the Internet – easy, convenient online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending – from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan – with the best rates, terms and costs – to meet your unique needs. But that’s just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan.


Home Mortgage Calculator

Use this mortgage calculator to determine your monthly payment. Quickly see how much interest you could pay and your estimated principal balances. Enter prepayment amounts to calculate their impact on your mortgage.







Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421


Home Refinance Calculator

How long will it take to break even on a mortgage refinance? Use the mortgage refinance calculator to sort through a multitude of factors including your current interest rate, the new potential rate, closing costs and how long you plan to stay in your home. This calculator helps sort through the confusion and determine if refinancing your mortgage is a sound financial decision.

Home Refinance Calculator

Ready to Get Started?

Getting started is easy, whether you'd like to get pre-qualified or are ready to start an application. APPLY NOW through our WBM ApplicationTM or contact us to talk with one of our friendly mortgage experts. We're here to help and answer all of your questions.

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