Rick Morales
Branch Manager | NMLS #1149606
Way. Better. Mortgage.TM
Rick's Bio
Originally from Huntington Beach, CA, Rick Morales now calls El Paso home. With a solid educational background from UTEP and Berkley School of Law, he brings nearly a decade of experience in the mortgage industry. Rick has been a dedicated professional in the mortgage industry for nearly 9 years. His journey includes a robust academic foundation from UTEP and Berkley School of Law, which has shaped his strategic approach to helping clients achieve their home-ownership dreams.He believes that where there’s a will, there’s a way to guide clients to home-ownership, whether it’s through a straightforward path or by navigating alternative solutions. He dives deep into each loan scenario to present two optimal options tailored to fit the unique financial circumstances and goals of every borrower. Outside of work, Rick enjoys golfing, football, and indulging in his passion for collecting sports memorabilia. These interests reflect his love for sports and his commitment to relaxation and enjoyment outside of work.
About WBM
Putting our mortgage services to work for you
We offer the best mortgage tools available on the Internet – easy, convenient online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending – from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan – with the best rates, terms and costs – to meet your unique needs. But that’s just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan.
Home Mortgage Calculator
Use this mortgage calculator to determine your monthly payment. Quickly see how much interest you could pay and your estimated principal balances. Enter prepayment amounts to calculate their impact on your mortgage.
Home Refinance Calculator
How long will it take to break even on a mortgage refinance? Use the mortgage refinance calculator to sort through a multitude of factors including your current interest rate, the new potential rate, closing costs and how long you plan to stay in your home. This calculator helps sort through the confusion and determine if refinancing your mortgage is a sound financial decision.
Home Refinance Calculator
Ready to Get Started?
Getting started is easy, whether you'd like to get pre-qualified or are ready to start an application. APPLY NOW through our WBM ApplicationTM or contact us to talk with one of our friendly mortgage experts. We're here to help and answer all of your questions.
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