Nestor Caussade
Residential Mortgage Loan Officer | NMLS #1538512
Way. Better. Mortgage.TM
Nestor's Bio
I’m Néstor J. Caussade Morales, a licensed Mortgage Broker in Texas with over a decade of experience delivering clean, efficient loan closings. I specialize in 0% down programs for first-time homebuyers, fix-and-flip, hard money, and construction loans for investors, and creative financing solutions for self-employed borrowers with complex income.
With a strong underwriting background, I proactively structure loans to avoid surprises and keep timelines tight. I’m fluent in Spanish, American and Mexican Sign Language, and Hebrew, ensuring clear communication and a smooth lending experience from start to finish.
About WBM
Putting our mortgage services to work for you
We offer the best mortgage tools available on the Internet – easy, convenient online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending – from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan – with the best rates, terms and costs – to meet your unique needs. But that’s just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan.
Real Stories. Real Results.
Don’t just take our word for it—hear directly from the families and individuals we've helped. These reviews reflect the care, expertise, and personal attention our loan officers bring to every step of your home financing journey.
Home Mortgage Calculator
Use this mortgage calculator to determine your monthly payment. Quickly see how much interest you could pay and your estimated principal balances. Enter prepayment amounts to calculate their impact on your mortgage.
Home Refinance Calculator
How long will it take to break even on a mortgage refinance? Use the mortgage refinance calculator to sort through a multitude of factors including your current interest rate, the new potential rate, closing costs and how long you plan to stay in your home. This calculator helps sort through the confusion and determine if refinancing your mortgage is a sound financial decision.
Home Refinance Calculator
Ready to Get Started?
Getting started is easy, whether you'd like to get pre-qualified or are ready to start an application. APPLY NOW through our WBM ApplicationTM or contact us to talk with one of our friendly mortgage experts. We're here to help and answer all of your questions.
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